Welcome to HRAFP

  • President: Cathy Kincaid, Wells Fargo  
  • Vice Presidents of Membership:  Terry Perkins, CTP Retired HRSD  
  • Treasurer: Tina Thomas, CPA, CTP, Dixon Hughes Goodman  
  • Secretary: VACANT  
  • Communications Director:  Monica Rey-Zangerle
  • Website Director: Betty Jones, NAG Marine 
  • Board Members:  
    • Barbara Carraway, City of Chesapeake  
    • Debra Ciampoli, CCM Retired Treasury Services  
    • Paul Dishman, Old Point Bank  
    • Jean Jones, Bank of America
    • Amma Guerrier, Xenith Bank
    • Gloria Daout, Retired Bank of America  


The Hampton Roads Association for Financial Professionals (HRAFP) was created for the, purpose of establishing a forum for the exchange of concepts and techniques related to the endeavor of improving treasury management and its related areas.

HRAFP is a nonprofit organization and is governed by a Board of Directors elected by its members. The purpose of the organization is met through bi-monthly meetings for members and guests where current topics are presented and through its annual educational conferences. The Board members and committee chairs are dedicated volunteers and are committed to serving the membership by exposing them to a wide array of opportunities for education, networking and exchanging ideas with other professionals in the field of treasury management. The HRAFP membership consists of practitioner members, associate members (bankers, vendors and consultants) and, education associate members.​





HRAFP News Corner:


HRAFP is pleased to announce participation with the Hampton Roads Chamber of Commerce in 2017.

upcoming Meetings


Meetings are held bi-monthly. We host four breakfast meetings and two lunch longer agenda meetings. 


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Next Meeting:  June 13, 2017 

HRAFP  "EDucation conference luncheon"

Membership Benefits


When was the last time you thought about doing something for yourself? When was the last time you thought...


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Board of Directors

Membership Meetings


All meetings will be held bi-monthly at the Residence Inn Norfolk Airport, 1590 N. Military Hwy, Next Meeting


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